Defy Wholesale — Wholesale Non-QM & DSCR Loans for Brokers
Defy Wholesale is a wholesale non-agency lender built for mortgage brokers. We deliver Non-QM, DSCR, investor, foreign national, ITIN, and bank statement loan programs with broker-first pricing, fast underwriting, and direct access to decision-makers.
Loan Programs We Offer
Built for Mortgage Brokers
No minimum volume. No commitments. Approval in as fast as 24 hours. Direct AE support, instant pricing through PriceIQ, and AI-driven scenario answers through Mila.
Frequently Asked Questions
How fast can I get approved as a broker?
Most partners are approved in as fast as 24 hours after submitting the broker package. No minimum volume, no commitments.
What loan products do you offer?
Non-Agency Non-QM, Bank Statement, P&L Only, DSCR, Foreign National, ITIN, Asset Depletion, and our Portfolio ROAM program.
Do you support entity-vested loans?
Yes. LLCs, Corporations, and Trusts are eligible across most non-agency programs.
How do I price a scenario?
Use PriceIQ for instant scenario pricing and Mila AI for guideline questions.
Who do I contact for help?
Reach your Account Executive directly, or use the Reach the Team directory. Support requests route to help@defywholesale.com.
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